If you come across a listing that has the #insured tag on it, it means that the owner of the listing has paid an insurance deposit to SWAPD.
In short, any service that requires clients login credentials or access in another form will have to make an insurance deposit to SWAPD before they can provide their services.
The insurance deposit is determined by SWAPD staff, and is dependent on what type of service you are looking to offer. Usually, the insurance deposit is $1000 USD, and can only be paid in Bitcoin.
Yes, the insurance deposit is fully refundable. When an insurance deposit is refunded, any listings that were previously insured will lose its insurance tag, and be closed. Note that we only refund insurance deposits in BTC value, and not USD value.
Some services are prone to higher risks than others. Especially when logins are involved. If an insured service goes south, and SWAPD staff deems that this is because of the sellers fault, we may consider releasing the insurance deposit to the buyer as a form of compensation.
If you need to get insured, please contact a SWAPD Administrator.